Baby Budget Planner Spreadsheet | Newborn Expense Tracker | Excel & Google Sheets | Pregnancy Costs, Parental Leave, Essentials Checklist

Plan for baby with one spreadsheet: this baby budget planner works in Excel and Google Sheets and covers pregnancy costs, nursery and gear, monthly expenses, parental leave income and your first year.

Type in the blue cells and everything else calculates for you. See your dashboard, your monthly surplus or shortfall, and how much cash you need each month before baby arrives.

━━━━━━━━━━━━━━━━━━━━

WHAT'S INSIDE: 12 TABS

━━━━━━━━━━━━━━━━━━━━

WELCOME

Instructions and a colour guide.

DASHBOARD

Six cost totals, savings progress, an affordability check and two charts.

PREGNANCY & DELIVERY

Enter your deductible, coinsurance and out-of-pocket maximum. See your estimated cost for prenatal care, birth and postpartum.

ONE-TIME BABY ESSENTIALS

Nursery, travel gear, feeding, diapering, clothing, health and hospital bag, with live subtotals.

MONTHLY RECURRING COSTS

Diapers, feeding, childcare, insurance and more, monthly and annual.

PARENTAL LEAVE INCOME GAP

For one or two working parents. See the income dip during leave.

HOUSEHOLD BUDGET BEFORE & AFTER

Compare your budget before baby, after baby and during leave.

FIRST-YEAR COST SUMMARY

Month-by-month costs, a running total and a chart.

REGISTRY & GIFT TRACKER

Track what is gifted and what is still to buy.

GROWING FAMILY COMPARISON

See how costs change for baby number two.

BABY FUND SAVINGS TRACKER

A savings goal that builds itself from your other tabs.

NEWBORN PREP CHECKLIST

Tasks from the first trimester to month three.

━━━━━━━━━━━━━━━━━━━━

FREE PRINTABLE BONUS

━━━━━━━━━━━━━━━━━━━━

Hospital bag checklist, newborn essentials checklist and questions to ask your insurer, hospital and employer. 3 pages in US Letter and A4.

━━━━━━━━━━━━━━━━━━━━

HOW IT WORKS

━━━━━━━━━━━━━━━━━━━━

1. Download the files after checkout.

2. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.

3. Replace the example figures in the blue cells with your own.

IMPORTANT

• Example figures are in US dollars. Replace them with your own quotes and insurance details.
• The pregnancy tab is an estimator, not financial, legal or medical advice.
• This is a digital download. No physical item will be shipped.
• You will receive an .xlsx file, a Quick Start PDF and three printable checklist PDFs.

Moving house or renovating before baby arrives? See our Home Move / Renovation Budget Tracker in the ClearToolsCo shop.

Questions? Message the ClearToolsCo shop and we will help.