{"title":"Budget \u0026 Money Trackers","description":null,"products":[{"product_id":"monthly-budget-spreadsheet-excel-google-sheets-50-30-20-budget-planner","title":"Monthly Budget Spreadsheet Excel Google Sheets, 50\/30\/20 Budget Planner, Debt Payoff Tracker, Bill + Expense Tracker, Digital Download","description":"\u003cp\u003e💰 TAKE CONTROL OF YOUR MONEY — FINALLY.\u003c\/p\u003e\u003cp\u003eStop guessing where your paycheck goes. This professionally designed Monthly Budget Spreadsheet uses the proven 50\/30\/20 budgeting method to automatically split your income into Needs, Wants, and Savings — so you always know exactly where you stand.\u003c\/p\u003e\u003cp\u003eTrusted by thousands of budgeters. No formulas to write. No math to do. Just plug in your numbers.\u003c\/p\u003e\u003cp\u003e🎯 WHAT IS THE 50\/30\/20 RULE?\u003c\/p\u003e\u003cp\u003eThe 50\/30\/20 method is the #1 recommended budgeting framework by financial experts:\u003c\/p\u003e\u003cp\u003e50% → Needs (rent, groceries, bills, insurance)\u003c\/p\u003e\u003cp\u003e30% → Wants (dining out, subscriptions, shopping)\u003c\/p\u003e\u003cp\u003e20% → Savings \u0026amp; investments (emergency fund, retirement)\u003c\/p\u003e\u003cp\u003eThis template enforces the rule automatically — just enter your income and spending.\u003c\/p\u003e\u003cp\u003e📦 WHAT\u0026amp;#39;S INCLUDED IN YOUR DOWNLOAD\u003c\/p\u003e\u003cp\u003e1. 📊 Dashboard Sheet Visual overview of your 50\/30\/20 breakdown at a glance. Enter your take-home income once and all targets update instantly. Color-coded status cards show your Budget vs. Actual vs. Remaining for all three categories.\u003c\/p\u003e\u003cp\u003e2. 📋 Monthly Budget Sheet 26 pre-built spending categories across Needs, Wants, and Savings. Enter your budgeted amounts and actual spending — the difference calculates automatically. Yellow cells = your input. Everything else is done for you.\u003c\/p\u003e\u003cp\u003e3. 🎯 Savings Goals Tracker Track up to 8 savings goals simultaneously. See progress percentages, monthly contribution amounts, and target dates side-by-side. Great for emergency funds, vacation savings, down payments, and more.\u003c\/p\u003e\u003cp\u003e4. 📈 12-Month Trends Sheet Log your totals month by month to spot spending patterns, celebrate progress, and stay accountable all year long.\u003c\/p\u003e\u003cp\u003e5. 📖 Budget Guide \u0026amp; Tips Sheet Full 50\/30\/20 explainer, color legend, category examples, and 5 pro money tips — everything you need to budget like a pro starting day one.\u003c\/p\u003e\u003cp\u003e6. 🎁 BONUS: 3-Page Quick Start Guide (PDF) A printable companion guide: the color code, 3-step setup walkthrough, a full Needs\/Wants\/Savings sorting reference, and 6 habits that make budgeting actually stick.\u003c\/p\u003e\u003cp\u003e✨ FEATURES AT A GLANCE\u003c\/p\u003e\u003cp\u003e✔ 64 auto-calculating formulas — zero manual math ✔ 26 budget categories pre-built (fully editable) ✔ Color-coded inputs: yellow = edit, white = auto ✔ Dashboard with live Needs \/ Wants \/ Savings cards ✔ Savings Goals tracker with % complete ✔ 12-month trend history sheet ✔ Professional Navy \u0026amp; Teal design — print-ready ✔ Works in Microsoft Excel AND Google Sheets ✔ Instant digital download — use in minutes ✔ Beginner-friendly — no spreadsheet experience needed\u003c\/p\u003e\u003cp\u003e💻 COMPATIBILITY\u003c\/p\u003e\u003cp\u003e✅ Microsoft Excel (2016, 2019, 2021, 365) — Windows \u0026amp; Mac\u003c\/p\u003e\u003cp\u003e✅ Google Sheets (free — upload and use)\u003c\/p\u003e\u003cp\u003e✅ LibreOffice Calc (free)\u003c\/p\u003e\u003cp\u003e📥 HOW TO ACCESS YOUR FILE\u003c\/p\u003e\u003cp\u003ePurchase and complete checkout\u003c\/p\u003e\u003cp\u003eGo to Etsy → Purchases \u0026amp; Reviews\u003c\/p\u003e\u003cp\u003eClick Download Files\u003c\/p\u003e\u003cp\u003eOpen the .xlsx file in Excel or upload to Google Drive for Sheets\u003c\/p\u003e\u003cp\u003eQuestions? Message me anytime — I respond within 24 hours. 💬\u003c\/p\u003e\u003cp\u003e⭐ PERFECT FOR\u003c\/p\u003e\u003cp\u003eBeginners starting their first budget\u003c\/p\u003e\u003cp\u003eAnyone paying off debt or building savings\u003c\/p\u003e\u003cp\u003eCouples managing household finances together\u003c\/p\u003e\u003cp\u003eStudents learning money management\u003c\/p\u003e\u003cp\u003eAnyone who wants less financial stress\u003c\/p\u003e\u003cp\u003ePlease note: This is a digital download. No physical item will be shipped. Due to the digital nature of this product, refunds cannot be accepted once downloaded. Please message me with any questions before purchasing!\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640780095766,"sku":"ETSY-4552155207","price":16.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8614908729_f6f3.jpg?v=1791034918"},{"product_id":"baby-budget-planner-spreadsheet-newborn-expense-tracker-excel-and-goog","title":"Baby Budget Planner Spreadsheet | Newborn Expense Tracker | Excel \u0026 Google Sheets | Pregnancy Costs, Parental Leave, Essentials Checklist","description":"\u003cp\u003ePlan for baby with one spreadsheet: this baby budget planner works in Excel and Google Sheets and covers pregnancy costs, nursery and gear, monthly expenses, parental leave income and your first year.\u003c\/p\u003e\u003cp\u003eType in the blue cells and everything else calculates for you. See your dashboard, your monthly surplus or shortfall, and how much cash you need each month before baby arrives.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INSIDE: 12 TABS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWELCOME\u003c\/p\u003e\u003cp\u003eInstructions and a colour guide.\u003c\/p\u003e\u003cp\u003eDASHBOARD\u003c\/p\u003e\u003cp\u003eSix cost totals, savings progress, an affordability check and two charts.\u003c\/p\u003e\u003cp\u003ePREGNANCY \u0026amp; DELIVERY\u003c\/p\u003e\u003cp\u003eEnter your deductible, coinsurance and out-of-pocket maximum. See your estimated cost for prenatal care, birth and postpartum.\u003c\/p\u003e\u003cp\u003eONE-TIME BABY ESSENTIALS\u003c\/p\u003e\u003cp\u003eNursery, travel gear, feeding, diapering, clothing, health and hospital bag, with live subtotals.\u003c\/p\u003e\u003cp\u003eMONTHLY RECURRING COSTS\u003c\/p\u003e\u003cp\u003eDiapers, feeding, childcare, insurance and more, monthly and annual.\u003c\/p\u003e\u003cp\u003ePARENTAL LEAVE INCOME GAP\u003c\/p\u003e\u003cp\u003eFor one or two working parents. See the income dip during leave.\u003c\/p\u003e\u003cp\u003eHOUSEHOLD BUDGET BEFORE \u0026amp; AFTER\u003c\/p\u003e\u003cp\u003eCompare your budget before baby, after baby and during leave.\u003c\/p\u003e\u003cp\u003eFIRST-YEAR COST SUMMARY\u003c\/p\u003e\u003cp\u003eMonth-by-month costs, a running total and a chart.\u003c\/p\u003e\u003cp\u003eREGISTRY \u0026amp; GIFT TRACKER\u003c\/p\u003e\u003cp\u003eTrack what is gifted and what is still to buy.\u003c\/p\u003e\u003cp\u003eGROWING FAMILY COMPARISON\u003c\/p\u003e\u003cp\u003eSee how costs change for baby number two.\u003c\/p\u003e\u003cp\u003eBABY FUND SAVINGS TRACKER\u003c\/p\u003e\u003cp\u003eA savings goal that builds itself from your other tabs.\u003c\/p\u003e\u003cp\u003eNEWBORN PREP CHECKLIST\u003c\/p\u003e\u003cp\u003eTasks from the first trimester to month three.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eFREE PRINTABLE BONUS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eHospital bag checklist, newborn essentials checklist and questions to ask your insurer, hospital and employer. 3 pages in US Letter and A4.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eHOW IT WORKS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003e1. Download the files after checkout.\u003c\/p\u003e\u003cp\u003e2. Open the .xlsx in Excel, or upload it to Google Drive and open it with Google Sheets.\u003c\/p\u003e\u003cp\u003e3. Replace the example figures in the blue cells with your own.\u003c\/p\u003e\u003cp\u003eIMPORTANT\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eExample figures are in US dollars. Replace them with your own quotes and insurance details.\u003c\/li\u003e\n\u003cli\u003eThe pregnancy tab is an estimator, not financial, legal or medical advice.\u003c\/li\u003e\n\u003cli\u003eThis is a digital download. No physical item will be shipped.\u003c\/li\u003e\n\u003cli\u003eYou will receive an .xlsx file, a Quick Start PDF and three printable checklist PDFs.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eMoving house or renovating before baby arrives? See our Home Move \/ Renovation Budget Tracker in the ClearToolsCo shop.\u003c\/p\u003e\u003cp\u003eQuestions? Message the ClearToolsCo shop and we will help.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640780325142,"sku":"ETSY-4566559103","price":12.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8612196720_qfmz.jpg?v=1791034929"},{"product_id":"budget-planner-bundle-personal-finance-planner-debt-payoff-tracker-sav","title":"Budget Planner Bundle | Personal Finance Planner | Debt Payoff Tracker, Savings Challenge, Bill Tracker | Printable Excel Spreadsheet","description":"\u003cp\u003eTake control of your money with one download: 10 budget, debt and savings trackers in Excel and printable PDF.\u003c\/p\u003e\u003cp\u003eThis Budget Planner Bundle is a complete personal finance planner. Plan your month, track every dollar, pay down debt and build savings, all in one matching set. Type into the Excel sheets or print the pages and write by hand.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INSIDE: 10 MONEY SYSTEMS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003e01 ANNUAL BILL CALENDAR \u0026amp; SUBSCRIPTION AUDIT\u003c\/p\u003e\u003cp\u003eSee every bill across 12 months. Audit subscriptions and log what you cancel.\u003c\/p\u003e\u003cp\u003e02 SINKING FUNDS TRACKER\u003c\/p\u003e\u003cp\u003eSave for known expenses. Monthly needs and progress bars calculate for you.\u003c\/p\u003e\u003cp\u003e03 DEBT PAYOFF TRACKER\u003c\/p\u003e\u003cp\u003eSnowball and Avalanche side by side. Payment log and progress chart.\u003c\/p\u003e\u003cp\u003e04 52-WEEK SAVINGS CHALLENGE\u003c\/p\u003e\u003cp\u003eClassic, Reverse, 100-Envelope, Bi-weekly and a 30-day No-Spend tracker.\u003c\/p\u003e\u003cp\u003e05 50\/30\/20 BUDGET CALCULATOR\u003c\/p\u003e\u003cp\u003eEnter your income and see needs, wants and savings targets instantly.\u003c\/p\u003e\u003cp\u003e06 MONTHLY BUDGET PLANNER (NEW)\u003c\/p\u003e\u003cp\u003eA zero-based budget with planned vs actual and an annual overview.\u003c\/p\u003e\u003cp\u003e07 INCOME \u0026amp; EXPENSE TRACKER (NEW)\u003c\/p\u003e\u003cp\u003eLog transactions with dropdowns. Monthly and category summaries build themselves.\u003c\/p\u003e\u003cp\u003e08 PAYCHECK \u0026amp; WEEKLY BUDGET (NEW)\u003c\/p\u003e\u003cp\u003eAssign every bill to a paycheck, then plan your spending week by week.\u003c\/p\u003e\u003cp\u003e09 CASH ENVELOPE SYSTEM (NEW)\u003c\/p\u003e\u003cp\u003e12 envelopes, a cash log and cut-out labels.\u003c\/p\u003e\u003cp\u003e10 NET WORTH TRACKER (NEW)\u003c\/p\u003e\u003cp\u003eAssets minus liabilities across 12 months, with a chart.\u003c\/p\u003e\u003cp\u003eBONUS: START HERE GUIDE\u003c\/p\u003e\u003cp\u003eA map of which tracker to open first, a 30-minute weekly money routine, and a goals and habit tracker.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eFILE DETAILS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e10 Excel spreadsheets (.xlsx) with formulas built in\u003c\/li\u003e\n\u003cli\u003e22 printable PDFs: every tracker plus the guide, in US Letter and A4\u003c\/li\u003e\n\u003cli\u003e61 printable pages in each paper size\u003c\/li\u003e\n\u003cli\u003eWorks in Microsoft Excel, Google Sheets and Apple Numbers\u003c\/li\u003e\n\u003cli\u003eInstant digital download in a ZIP file\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eHOW IT WORKS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003e1. Buy and download your files instantly.\u003c\/p\u003e\u003cp\u003e2. Open the Start Here guide and pick your first tracker.\u003c\/p\u003e\u003cp\u003e3. Print the pages or type into the Excel sheets.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWHO IT\u0026amp;#39;S FOR\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eBudget beginners, paycheck-to-paycheck households, anyone paying off debt, savers with goals, couples, and freelancers\u003c\/p\u003e\u003cp\u003ewho want one clear system.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003ePLEASE NOTE\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eThis is a digital download. No physical item will be shipped.\u003c\/li\u003e\n\u003cli\u003ePrintable pages are not editable on screen. Use the Excel files to type and calculate.\u003c\/li\u003e\n\u003cli\u003eColours may vary slightly between screens and printers.\u003c\/li\u003e\n\u003cli\u003ePersonal use only. Please do not resell, share or redistribute the files.\u003c\/li\u003e\n\u003cli\u003eThese tools help you organise your money. They are not financial advice.\u003c\/li\u003e\n\u003cli\u003eBecause files are delivered in full, all sales are final. If something will not open, message me and I will fix it the same day.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eThank you for shopping with ClearToolsCo!\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640780783894,"sku":"ETSY-4568999791","price":24.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8597021198_kod1.jpg?v=1791034939"},{"product_id":"50-30-20-budget-calculator-interactive-budget-app-digital-money-manage","title":"50\/30\/20 Budget Calculator, Interactive Budget App, Digital Money Management Tool, Excel Alternative HTML Budget Planner Spreadsheet","description":"\u003cp\u003eA REAL INTERACTIVE BUDGET APP — NOT ANOTHER SPREADSHEET\u003c\/p\u003e\u003cp\u003eEvery 50\/30\/20 budget template on Etsy is a static Excel or Google Sheet. This is different: a self-contained interactive web app that opens right in your browser, no spreadsheet skills, Excel, or Google account required.\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INCLUDED\u003c\/p\u003e\u003cp\u003e✓ Interactive HTML budget app (one file, works fully offline)\u003c\/p\u003e\u003cp\u003e✓ Live donut chart that updates as you type\u003c\/p\u003e\u003cp\u003e✓ 4 built-in ratio presets (50\/30\/20, 70\/20\/10, 60\/30\/10, 40\/30\/30) plus fully custom sliders\u003c\/p\u003e\u003cp\u003e✓ Unlimited expense line items in every category, instantly totaled\u003c\/p\u003e\u003cp\u003e✓ Automatic over-budget alerts — categories flip color the moment you overspend\u003c\/p\u003e\u003cp\u003e✓ 8 built-in currencies\u003c\/p\u003e\u003cp\u003e✓ Autosave — your numbers are saved in your browser as you go\u003c\/p\u003e\u003cp\u003e✓ One-click Print \/ Save as PDF for a clean monthly summary\u003c\/p\u003e\u003cp\u003e✓ PDF quick-start guide\u003c\/p\u003e\u003cp\u003eWHY THIS IS DIFFERENT\u003c\/p\u003e\u003cp\u003eNo formulas to break, no cell references to decode, no \u0026amp;quot;make a copy\u0026amp;quot; required. Just open the file and start budgeting. Fully responsive — works beautifully on desktop, tablet, and phone.\u003c\/p\u003e\u003cp\u003eFORMAT \u0026amp; COMPATIBILITY\u003c\/p\u003e\u003cp\u003eInstant digital download: one HTML file plus a PDF guide. Opens in Chrome, Safari, Firefox, or Edge on Windows, Mac, iPhone, iPad, Android, and Chromebook. No installation, no subscription, no account.\u003c\/p\u003e\u003cp\u003eBecause this is a digital product, all sales are final—no returns or exchanges.\u003c\/p\u003e\u003cp\u003eYOU MIGHT ALSO LIKE\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eWedding Budget Spreadsheet + Checklist\u003c\/li\u003e\n\u003cli\u003eHome Move \/ Renovation Budget Tracker\u003c\/li\u003e\n\u003cli\u003eHoliday \u0026amp; Gift Budget Planner\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eSearch \u0026amp;quot;Cozy to Cozy\u0026amp;quot; on Etsy to see the full shop.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640780947734,"sku":"ETSY-4564326895","price":17.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8555401457_d4a4.jpg?v=1791034949"},{"product_id":"savings-goal-tracker-app-interactive-savings-planner-multiple-goals-di","title":"Savings Goal Tracker App, Interactive Savings Planner Multiple Goals, Digital Money Tracker, Emergency Fund Budget Planner","description":"\u003cp\u003eSET THE GOAL. WATCH THE JAR FILL. KEEP THE STREAK ALIVE.\u003c\/p\u003e\u003cp\u003eMost savings trackers on Etsy are single-goal printables — color in a circle, cross off a box, print another copy when you start saving for something new. This is an interactive tool that tracks as many goals as you\u0026amp;#39;re actually juggling, at once, with real math doing the work.\u003c\/p\u003e\u003cp\u003eOpen it and set up your goals — emergency fund, a trip, a new laptop, whatever you\u0026amp;#39;re saving toward.\u003c\/p\u003e\u003cp\u003eEach one gets its own animated fill-jar, its own running total, and its own deposit log. Log a deposit in two clicks and watch everything update instantly.\u003c\/p\u003e\u003cp\u003eWHAT MAKES THIS DIFFERENT\u003c\/p\u003e\u003cp\u003eTrack unlimited savings goals side by side, not just one\u003c\/p\u003e\u003cp\u003eA liquid fill-jar for every goal that animates as it fills — genuinely satisfying to watch\u003c\/p\u003e\u003cp\u003eA deposit streak that counts consecutive weeks with at least one deposit — rewards consistency, not the size of the deposit\u003c\/p\u003e\u003cp\u003eAutomatic gold highlight the instant a goal hits 100%\u003c\/p\u003e\u003cp\u003eA running summary of total saved vs. total goal across everything you\u0026amp;#39;re tracking\u003c\/p\u003e\u003cp\u003eFull deposit history with dates logged automatically — no manual bookkeeping\u003c\/p\u003e\u003cp\u003eWorks without printing a single page\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INCLUDED\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e1 interactive HTML app (self-contained, works fully offline once downloaded)\u003c\/li\u003e\n\u003cli\u003e1 PDF quick-start guide\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eFORMAT \u0026amp; COMPATIBILITY\u003c\/p\u003e\u003cp\u003eInstant digital download. Opens directly in Chrome, Safari, Firefox, or Edge — on Windows, Mac, iPhone, iPad, Android, or Chromebook. No software, subscription, or account required.\u003c\/p\u003e\u003cp\u003eDue to the digital nature of this product, all sales are final — no returns or exchanges.\u003c\/p\u003e\u003cp\u003eYOU MIGHT ALSO LIKE\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eInteractive 50\/30\/20 Budget Calculator\u003c\/li\u003e\n\u003cli\u003eNew Business Launch Checklist \u0026amp; Startup Budget Planner\u003c\/li\u003e\n\u003cli\u003eHoliday \u0026amp; Gift Budget Planner\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eSearch \u0026amp;quot;Cozy to Cozy\u0026amp;quot; on Etsy to see the full shop\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781013270,"sku":"ETSY-4565409635","price":12.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8452251896_btpj.jpg?v=1791034952"},{"product_id":"freedom-line-interactive-debt-payoff-simulator-snowball-avalanche-calc","title":"Freedom Line: Interactive Debt Payoff Simulator, Snowball Avalanche Calculator Tool, Debt Free Planner, Credit Card Loan Payoff Tracker","description":"\u003cp\u003eFREEDOM LINE — Interactive Debt Payoff Simulator\u003c\/p\u003e\u003cp\u003eStop guessing when you\u0026amp;#39;ll actually be debt-free. Freedom Line is an interactive simulator that shows your exact payoff date, updating live as you test different strategies — no Google account, no spreadsheet formulas, nothing to copy.\u003c\/p\u003e\u003cp\u003eEvery other debt payoff tool on Etsy is a spreadsheet. This one isn\u0026amp;#39;t. It\u0026amp;#39;s a single HTML file that opens in any browser, on any device, with nothing to install.\u003c\/p\u003e\u003cp\u003eWHAT IT DOES\u003c\/p\u003e\u003cp\u003e→ Add every debt — balance, interest rate, and minimum payment\u003c\/p\u003e\u003cp\u003e→ Compare Snowball, Avalanche, and your own Custom order side by side\u003c\/p\u003e\u003cp\u003e→ Drag the extra-payment slider and watch your debt-free date move instantly\u003c\/p\u003e\u003cp\u003e→ See your total interest, and exactly how much you\u0026amp;#39;re saving vs. minimums only\u003c\/p\u003e\u003cp\u003e→ Drag debts into your own priority order — useful for cosigned loans or family lenders\u003c\/p\u003e\u003cp\u003e→ Works in dark mode, and prints a clean summary to PDF\u003c\/p\u003e\u003cp\u003eWHO IT\u0026amp;#39;S FOR\u003c\/p\u003e\u003cp\u003eAnyone carrying credit card, student loan, auto loan, or medical debt who wants a clear, honest payoff plan — without signing into another Google account or wrestling with spreadsheet formulas.\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INCLUDED\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCTC-HOME-DEBTSIM.html — the interactive simulator (works offline)\u003c\/li\u003e\n\u003cli\u003eQuick-Start Guide (PDF) — walkthrough, troubleshooting, and license terms\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eHOW IT WORKS\u003c\/p\u003e\u003cp\u003e1. Download and unzip your files\u003c\/p\u003e\u003cp\u003e2. Double-click the HTML file — it opens in your browser\u003c\/p\u003e\u003cp\u003e3. Add your debts — your debt-free date appears instantly\u003c\/p\u003e\u003cp\u003eThis tool estimates payoff using standard monthly compounding. It does not account for promotional rate changes, fees, or your lender\u0026amp;#39;s exact day-count method — use it for planning and motivation, and check your statements periodically.\u003c\/p\u003e\u003cp\u003eThis is a digital download. No physical item will be shipped. Due to the nature of digital files, all sales are final.\u003c\/p\u003e\u003cp\u003eYOU MAY ALSO LIKE\u003c\/p\u003e\u003cp\u003ePair this with our Digital Product Sales Tracker or Notion Budget \u0026amp; Business Dashboard to round out your money toolkit. See the Cozy to Cozy shop for the full Home \u0026amp; Budget collection.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781046038,"sku":"ETSY-4564776545","price":14.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8447506940_sij3.jpg?v=1791034954"},{"product_id":"notion-budget-dashboard-business-finance-tracker-template-freelance-in","title":"Notion Budget Dashboard|Business Finance Tracker Template|Freelance Income Expense Planner|Aesthetic Editable","description":"\u003cp\u003eFinally — your personal budget and your freelance business, in ONE dashboard.\u003c\/p\u003e\u003cp\u003eMost templates make you choose: a personal budget tracker, OR a business planner. This one gives you\u003c\/p\u003e\u003cp\u003eboth, fully linked, in a soft, minimal aesthetic designed for 2026.\u003c\/p\u003e\u003cp\u003e✓ WORKS TWO WAYS — Open the included spreadsheet and start tracking today (Excel, Google Sheets,\u003c\/p\u003e\u003cp\u003eNumbers — no extra app needed), OR follow the step-by-step guide to bring it into Notion as a fully linked\u003c\/p\u003e\u003cp\u003edatabase system. Your choice.\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INSIDE\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDashboard — income, expenses, business net, and goal progress at a glance\u003c\/li\u003e\n\u003cli\u003eMonthly Budget — set targets by category, actuals pull in automatically\u003c\/li\u003e\n\u003cli\u003eTransactions Log — personal AND business spending in one place\u003c\/li\u003e\n\u003cli\u003eBusiness Income — track every client payment\u003c\/li\u003e\n\u003cli\u003eBusiness Expenses — flag what\u0026amp;#39;s tax-deductible\u003c\/li\u003e\n\u003cli\u003eClients \u0026amp; Invoices — color-coded status (draft \/ sent \/ paid \/ overdue)\u003c\/li\u003e\n\u003cli\u003eGoals \u0026amp; Savings — visual progress bars for every goal\u003c\/li\u003e\n\u003cli\u003eFull Notion Setup Guide (PDF) with exact steps for relations, rollups, and formulas\u003c\/li\u003e\n\u003cli\u003e6 ready-to-import CSV files for Notion\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eTHE LOOK\u003c\/p\u003e\u003cp\u003eA warm, minimal \u0026amp;quot;latte\u0026amp;quot; palette — cream, sage, clay, and gold — designed to feel calm to open every day, not\u003c\/p\u003e\u003cp\u003ecluttered. Fully editable colors, fonts, and layout.\u003c\/p\u003e\u003cp\u003eWHO IT\u0026amp;#39;S FOR\u003c\/p\u003e\u003cp\u003eFreelancers, small business owners, and side-hustlers who want their personal finances and business income\u003c\/p\u003e\u003cp\u003ein one honest view — without learning Notion from scratch.\u003c\/p\u003e\u003cp\u003eInstant digital download. No physical item will be shipped. Personal use only — please don\u0026amp;#39;t resell or\u003c\/p\u003e\u003cp\u003eredistribute.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781373718,"sku":"ETSY-4563034154","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8482412469_hx25.jpg?v=1791034964"},{"product_id":"christmas-budget-planner-holiday-gift-tracker-spreadsheet-excel-google","title":"Christmas Budget Planner|Holiday Gift Tracker Spreadsheet|Excel Google Sheets|Finance Planner| Gift List| Organizer Printable","description":"\u003cp\u003eHoliday \u0026amp; Gift Budget Planner — Excel \u0026amp; Google Sheets Template\u003c\/p\u003e\u003cp\u003eStop losing track of who\u0026amp;#39;s on your list and what you\u0026amp;#39;ve already spent. This all-in-one Holiday \u0026amp; Gift Budget Planner\u003c\/p\u003e\u003cp\u003ekeeps every recipient, gift idea, and dollar in one auto-calculating spreadsheet — so you walk into the season with a\u003c\/p\u003e\u003cp\u003eplan, not a panic.\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INCLUDED\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDashboard — live totals, spending-by-category chart, instant over\/under-budget flag\u003c\/li\u003e\n\u003cli\u003eHoliday Budget — 8 categories with planned vs. actual tracking\u003c\/li\u003e\n\u003cli\u003eGift List \u0026amp; Tracker — recipient, relationship, budget, idea, cost, color-coded status\u003c\/li\u003e\n\u003cli\u003eCard Tracker — sent\/received at a glance\u003c\/li\u003e\n\u003cli\u003eTo-Do Checklist — pre-loaded holiday tasks, fully editable\u003c\/li\u003e\n\u003cli\u003eSavings Tracker — 12-month sinking fund calculated automatically\u003c\/li\u003e\n\u003cli\u003eSettings \u0026amp; Legend + Quick-Start PDF Guide\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWORKS WITH Microsoft Excel (2016+), Excel for Mac, Excel Online, and Google Sheets. No app, no subscription, no\u003c\/p\u003e\u003cp\u003edesign skills needed.\u003c\/p\u003e\u003cp\u003eREUSE IT EVERY YEAR — duplicate the file each season and start fresh in seconds.\u003c\/p\u003e\u003cp\u003eINSTANT DOWNLOAD. Digital product only — nothing is shipped. For personal use only.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781439254,"sku":"ETSY-4562380276","price":7.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8477698667_hblf.jpg?v=1791034967"},{"product_id":"home-renovation-budget-tracker-moving-budget-planner-google-sheets","title":"Home Renovation Budget Tracker, Moving Budget Planner, Google Sheets","description":"\u003cp\u003eMoving into a new place, renovating the one you\u0026amp;#39;re in — or both at once? This all-in-one\u003c\/p\u003e\u003cp\u003eHome Move \u0026amp; Renovation Budget Tracker is a fully-automated Excel \u0026amp; Google Sheets template\u003c\/p\u003e\u003cp\u003ethat keeps every dollar and every task in one organized file, from the moving truck to the\u003c\/p\u003e\u003cp\u003efinal coat of paint.\u003c\/p\u003e\u003cp\u003eWHAT\u0026amp;#39;S INSIDE (7 tabs):\u003c\/p\u003e\u003cp\u003e✓ Welcome \u0026amp; Instructions — quick-start guide, no spreadsheet skills needed\u003c\/p\u003e\u003cp\u003e✓ Dashboard — a live combined snapshot of your moving + renovation spend, with charts\u003c\/p\u003e\u003cp\u003e✓ Moving Budget — 14 pre-filled relocation categories, auto-calculating totals \u0026amp; balances\u003c\/p\u003e\u003cp\u003e✓ Renovation Budget — room-by-room project costs, split into materials vs. labor\u003c\/p\u003e\u003cp\u003e✓ Contractor \u0026amp; Vendor Payments — deposits and balances due, so nothing is ever late\u003c\/p\u003e\u003cp\u003e✓ Moving Checklist — an 8-week countdown to moving day\u003c\/p\u003e\u003cp\u003e✓ Renovation Timeline — task-by-task project tracker with dates and status\u003c\/p\u003e\u003cp\u003eWHY YOU\u0026amp;#39;LL LOVE IT:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e100% automatic — totals, balances, and charts update as you type, no formulas to learn\u003c\/li\u003e\n\u003cli\u003eWorks in Excel AND Google Sheets\u003c\/li\u003e\n\u003cli\u003eEditable — add, remove, or rename any category or room to fit YOUR project\u003c\/li\u003e\n\u003cli\u003eColor-coded input cells so you always know exactly where to type\u003c\/li\u003e\n\u003cli\u003eBuilt for real projects — separates materials from labor so you actually know where\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eyour renovation dollars are going\u003c\/p\u003e\u003cul\u003e\u003cli\u003eInstant digital download — start organizing in the next 5 minutes\u003c\/li\u003e\u003c\/ul\u003e\u003cp\u003eWHAT YOU RECEIVE:\u003c\/p\u003e\u003cp\u003e1 .xlsx file + 1 PDF quick-start guide, delivered in a zip folder immediately after\u003c\/p\u003e\u003cp\u003epurchase. No physical item will be shipped.\u003c\/p\u003e\u003cp\u003eThis is a digital product for personal use. Resale, redistribution, or sharing of this\u003c\/p\u003e\u003cp\u003efile is not permitted.\u003c\/p\u003e\u003cp\u003eQuestions before you buy? Message us any time — we\u0026amp;#39;re happy to help!\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781635862,"sku":"ETSY-4559849193","price":9.99,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8459344757_jpkh.jpg?v=1791034976"},{"product_id":"52-week-savings-challenge-tracker-editable-savings-planner-spreadsheet","title":"52 Week Savings Challenge Tracker, Editable Savings Planner Spreadsheet","description":"\u003cp\u003eThree of the most popular savings challenges, in one spreadsheet that does the maths for you - plus eight printable pages if you would rather do it on paper.\u003c\/p\u003e\u003cp\u003eType an x when the money goes in. The amounts, running totals, charts and milestones update themselves. There is nothing to set up and no formulas to write.\u003c\/p\u003e\u003cp\u003eWHAT IS INCLUDED\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eSavings Challenge Tracker (.xlsx) - 8 tabs\u003c\/li\u003e\n\u003cli\u003ePrintable pack - US Letter, 8 pages\u003c\/li\u003e\n\u003cli\u003ePrintable pack - A4, 8 pages\u003c\/li\u003e\n\u003cli\u003eStart Here guide (PDF)\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eTHE THREE CHALLENGES\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003e52-Week Challenge - save $1 in week 1, $2 in week 2, up to $52. Lands on $1,378. Set your own step amount and the whole plan rebuilds. A reverse version is included for an easier December.\u003c\/li\u003e\n\u003cli\u003e100 Envelope Challenge - draw an envelope, pay in that amount, tick it off. $5,050 when the box is empty. The visual grid fills in gold as you go.\u003c\/li\u003e\n\u003cli\u003eNo-Spend Challenge - mark the days you spend nothing. The tracker counts your no-spend days, finds your longest streak, and works out what the month kept.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eINSIDE THE SPREADSHEET\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eDashboard - every challenge together, with progress bars and milestones\u003c\/li\u003e\n\u003cli\u003e52-Week Challenge - 52 rows, running total, progress chart\u003c\/li\u003e\n\u003cli\u003e100 Envelope Challenge - 100 rows plus a colour-in grid\u003c\/li\u003e\n\u003cli\u003eNo-Spend Challenge - a month of days, streak counter, estimated savings\u003c\/li\u003e\n\u003cli\u003eSavings Goals - target, deadline, and the monthly number you need\u003c\/li\u003e\n\u003cli\u003eDeposit Log - 200 rows, tagged by challenge\u003c\/li\u003e\n\u003cli\u003eMonthly Summary - your log rolled up by month with a bar chart\u003c\/li\u003e\n\u003cli\u003eStart Here - the colour code and a four-minute setup\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eWORKS IN\u003c\/p\u003e\u003cp\u003eMicrosoft Excel, Google Sheets, Apple Numbers, LibreOffice Calc. Upload the file to Google Drive and open it with Sheets - every formula comes across. No subscription, no app to buy.\u003c\/p\u003e\u003cp\u003ePRINTABLE PAGES\u003c\/p\u003e\u003cp\u003e52-week grid, 52-week reverse, 100 envelope grid, no-spend month, savings goal page, deposit log, year at a glance - in US Letter (8.5 x 11 in) and A4 (210 x 297 mm). Print them as many times as you like.\u003c\/p\u003e\u003cp\u003eINSTANT DOWNLOAD\u003c\/p\u003e\u003cp\u003eYour files are available the moment your payment clears. Nothing is posted to you.\u003c\/p\u003e\u003cp\u003eTERMS\u003c\/p\u003e\u003cp\u003eFor personal use only. Please do not resell, share or redistribute the files.\u003c\/p\u003e\u003cp\u003eQuestions or a problem with a file? Message the shop before leaving a review - every message gets answered.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781832470,"sku":"ETSY-4553217141","price":9.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8385623392_rtuv.jpg?v=1791034980"},{"product_id":"sinking-funds-tracker-spreadsheet-excel-and-google-sheets-auto-allocat","title":"Sinking Funds Tracker Spreadsheet, Excel \u0026 Google Sheets | Auto Allocating Savings Planner, Cash Stuffing, Emergency Fund | Digital Download","description":"\u003cp\u003eSINKING FUNDS TRACKER — the one that does the splitting for you\u003c\/p\u003e\u003cp\u003eSKU: CTC-FIN-SINKING-XLSX | Instant Digital Download | Excel \u0026amp; Google Sheets\u003c\/p\u003e\u003cp\u003eMost sinking fund spreadsheets add up numbers you already decided on. This one decides for you. Type in what you can save this month, choose a method, and the workbook auto-allocates every cent across your goals — then tells you, honestly, which ones your budget cannot cover yet.\u003c\/p\u003e\u003cp\u003eWorks in Microsoft Excel AND Google Sheets. Every formula was chosen from the set that behaves identically in both, so nothing breaks in the conversion. No subscription. No macros. One file, yours forever.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eTHE AUTO-ALLOCATION ENGINE\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eEnter one number — what you can save this month — and pick from four methods:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003ePriority Weighted — splits by monthly need, then triples High priority funds and doubles Medium. The best all-round default.\u003c\/li\u003e\n\u003cli\u003eDeadline First — whatever is due soonest gets the most.\u003c\/li\u003e\n\u003cli\u003eEven Split — equal shares across every active fund.\u003c\/li\u003e\n\u003cli\u003eProportional to Need — splits by how much is still missing.\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003eA fund that\u0026amp;#39;s already full is skipped automatically, and its share passes to the goals that still need it. Status is honest, too: a goal only reads \u0026amp;quot;On track\u0026amp;quot; when this month\u0026amp;#39;s allocation genuinely covers what it needs. Otherwise it says \u0026amp;quot;Behind,\u0026amp;quot; in red, while there\u0026amp;#39;s still time to fix it.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWHAT YOU GET (Instant Download)\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003e1. SINKING FUNDS TRACKER (.xlsx) — 9 tabs, 20 funds, 500 log rows, 1,429 tested formulas\u003c\/p\u003e\u003cp\u003eDashboard · Fund Setup · Auto-Allocate · Deposit Log · Fund Detail with projected finish dates · Monthly Summary · 45 Fund Ideas reference · Settings\u003c\/p\u003e\u003cp\u003e2 \u0026amp; 3. PRINTABLE PACK — US Letter and A4 (PDF, 12 pages each)\u003c\/p\u003e\u003cp\u003eMaster plan · monthly allocation worksheet · deposit log · goal cards · fund thermometers · 12-month grid · 45 fund ideas checklist · annual cost calculator · quarterly review\u003c\/p\u003e\u003cp\u003ePLUS TWO NEW BONUS INSERTS:\u003c\/p\u003e\u003cul\u003e\n\u003cli\u003eCash Envelope Labels — for anyone who likes to stuff cash alongside the spreadsheet, with a check-off row for every deposit\u003c\/li\u003e\n\u003cli\u003e52-Week Savings Challenge — the gamified way to fund one goal fast, from $1 in week one to $52 in week fifty-two ($1,378 total), then log it against any fund in your tracker\u003c\/li\u003e\n\u003c\/ul\u003e\u003cp\u003e4. START HERE GUIDE (PDF, 2 pages) — opening it, converting to Google Sheets, clearing the sample data in one minute\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eWORKS WITH\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eMicrosoft Excel 2016, 2019, 2021, Microsoft 365 (Windows and Mac) · Google Sheets · Excel for iPad and Android · Also opens in Apple Numbers, LibreOffice Calc and WPS Office\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003ePERFECT FOR\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eCar repairs and insurance renewals, Christmas and birthdays, annual bills, holidays and travel, home maintenance, vet bills, school costs, a new phone or laptop, an emergency fund — cash stuffing fans and spreadsheet people, in the same download.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eHOW IT WORKS\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003e1. List your funds: name, target, what you already have, the date, a priority. Five minutes.\u003c\/p\u003e\u003cp\u003e2. Type what you can save this month and pick a method.\u003c\/p\u003e\u003cp\u003e3. Log deposits as you go, or run the 52-Week Challenge or a cash envelope on the side. Every total updates itself.\u003c\/p\u003e\u003cp\u003eSample data is included so you can see it working. Clearing it takes about a minute — the guide walks you through it.\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003ePLEASE NOTE\u003c\/p\u003e\u003cp\u003e━━━━━━━━━━━━━━━━━━━━━━━━━━━━\u003c\/p\u003e\u003cp\u003eDigital download — no physical item ships. Files are available immediately after purchase, from your Etsy Downloads page and confirmation email. Because files deliver in full and instantly, all sales are final. If anything won\u0026amp;#39;t open, message me — I answer quickly and would rather fix it than leave you stuck.\u003c\/p\u003e\u003cp\u003ePersonal use only. Please don\u0026amp;#39;t resell, redistribute, or share the files. © ClearToolsCo, all rights reserved.\u003c\/p\u003e\u003cp\u003eThank you for supporting a small shop. If this earns its keep, a review genuinely helps.\u003c\/p\u003e","brand":"ClearToolsCo","offers":[{"title":"Default Title","offer_id":67640781930774,"sku":"ETSY-4558018556","price":14.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/1014\/1407\/6694\/files\/il_fullxfull.8556507847_obxg.jpg?v=1791034984"}],"url":"https:\/\/cleartoolsco.myshopify.com\/collections\/budget-money-trackers.oembed","provider":"CleartoolsCo","version":"1.0","type":"link"}